How Much LTV Is Too Much?

A lot of people are opting to go with 25% down to get a better rate and slightly better cash flow. Still the most common is 20, interestingly enough, and we will run the numbers. If one and a half to two points of your five percent would have gone towards costs and you're going to apply it towards equity, sometimes it just makes sense. But what I tell everybody is you get the trigger to lock, you lock and walk away.