What should remain human in origination

In this episode of the Wharton FinTech Podcast, host Meaghan McGowan sits down with Mike Yu, CEO and Co-founder of Vesta, to explore the modernization of the mortgage technology stack. Mike shares Vesta’s origin story and how he and his team are rebuilding the loan origination system to be flexible, automated, and API-first. The episode explores: - How modern workflows, partner integrations, and recent developments, including Vesta’s partnership with Pennymac, are reshaping lender operations - Macro trends, the growing role of AI, and how lenders are rethinking their technology stacks - The future of “self-driving” origination, and - Advice for founders building in regulated financial infrastructure