319 home and contents insurance
Dev Raga Personal Finance
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How to Value Your Personal Objects
contents insurance covers against your household items and personal belongings if they're damaged. You can ensure your contents up to a sum value or just ensure it for new for old cover. The latter is obviously more expensive just like in building insurance. It's good to be overinsured rather than underinsured, so maybe add another 10 or 25% of that calculator findings. And you need to calculate your opportunity cost if you want to do this.
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