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Ep33: Disrupting the $1.5 Trillion Insurance Industry; w/ Hadi Radwan co-founder @ Asteya — Product Market Fit podcast
Product Market Fit
Gender Neutral Rates for Insurance
I noticed on your website that you offer gender neutral rates. I was curious about that because again, as it relates to risk factors and actuarial tables, gender sex is a empirical data point that changes risk. So we have one of the products there, which is not affected by gender. Does not impact how the price happens. We've done some research with few doctors is we look extensively at the reason why someone has complications. And if those complications make sense that they wouldn't affect the product, then we still give them the rates similar to them. What's in the table versus spiking up the rate just because someone ticked on the application that they had complications in the past.
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