The average graduate student debt is a hundred and forty one % higher than the aerage debt balance among all student borrowers. People who don't do a couple of years of work, either before they go to college or after they'r undergradute, are at a disadvantage because they do not know what career they want. This is only available to really rich kids, or middle class kids, or people on scholarships,. Or middle class kids who want to go into severe debt. It's simply not worth it for undergrads. There's no way to get out from under.

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