You don't need as much money to retire as people thought or as you used to. The simple idea is that if you can save enough money by the age of 30, you'd actually have way more money at the age of 65 than even if you would have just kept working. It works out mathematically, I think, like 87 to 88 percent of the time where, say, for example, you can save a million dollars by 30.

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