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6min chapter
Higher Mortgage Fees For Those With Higher Credit Scores And Vice Versa
The Financial Samurai Podcast
The Importance of Negotiating a No Cost Refinance
No cost refinance basically rolls up all those fees into a higher mortgage rate for the lender to earn a wider spread. A 0.25% mortgage rate in my experience is very significant because in the past when mortgage rates were low think about it if it was only 2%. The FHFA has also decided to lower the fees for people with lower credit scores starting May 1st 2023.
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