Practical Advice for Young People Starting from Zero

Gemini: Sign up for the Gemini Credit Card: https://Gemini.com/iced Oracle: Right now, with zero commitment, try OCI for free at https://oracle.com/iced OpusClip: Try 1 week FREE and get 50% off your first 3 months at https://opus.pro/icedcoffeehour Helium Mobile: Sign up (even for the FREE plan) & get $10 in Cloud Points with code COFFEE: https://app.heliummobile.com/o6WA/4jq Gusto: Try Gusto for FREE for 3 months at https://gusto.com/ICED Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Apply for The Index Membership: https://entertheindex.com/ Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 – Intro 00:01:14 – How much debt is too much 00:06:42 – Leveraging debt 00:07:40 – The biggest problem people face with money 00:16:20 – Why money is hard to understand 00:26:04 – How he makes money today 00:28:41 – Best investment advice 00:29:25 – Why he doesn’t invest on Wall Street 00:32:18 – Preparing for bad times 00:34:17 – AI and the future of wealth 00:39:33 – You can’t handle the truth 00:40:35 – Learning through failure 00:42:45 – How to profit from crashes 00:44:33 – Is a major crash coming? 00:46:58 – The boomer housing crisis 00:48:53 – The new financial elites 00:50:34 – Inflation wiping out savers 00:52:20 – Moving money strategically 00:53:01 – Be the best at what you do 00:56:35 – Owning mistakes and accountability 01:01:56 – Traveling the world teaching money #GeminiCreditCard #CryptoRewards This video is sponsored by Gemini. All opinions expressed by the content creator are their own and not influenced or endorsed by Gemini. The Bitcoin Credit Card™ is a trademark of Gemini used in connection with the Gemini Credit Card®, which is issued by WebBank. For more information regarding fees, interest, and other cost information, see Rates & Fees: gemini.com/legal/cardholder-agreement Some exclusions apply to instant rewards; these are deposited when the transaction posts. 4% back is available on up to $300 in spend per month for a year (then 1% on all other Gas, EV charging, and transit purchases that month). Spend cycle will refresh on the 1st of each calendar month. See Rewards Program Terms for details: gemini.com/legal/credit-card-rewards-agreement Checking if you’re eligible will not impact your credit score. If you’re eligible and choose to proceed, a hard credit inquiry will be conducted that can impact your credit score. Eligibility does not guarantee approval. The appreciation of cardholder rewards reflects a subset of Gemini Cardholders from 10/08/2021 to 04/06/2025 who held Bitcoin rewards for at least one year. Individual results will vary based on spending, selected crypto, and market performance. Cryptocurrency is highly volatile and may result in gains or losses. This information is for general informational purposes only and does not constitute investment advice. Past performance is not indicative of future results. *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

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