I actually feel like in 15 to me, it was already clear that Stripe and Adion was winning, but I don't think all investors and the collective had fully appreciated just what an amazing momentum these businesses were building up. To us, none of the aspirations of where we're going right now has changed. It's not entirely unhealthy to give now one or two years to really focus on the efficiency side and make sure that we're doing the right things," he said.

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