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8 Steps to Budget With Variable Income (And How to See if Your Raise Is A Pay Cut!)- Money Q&A

The Personal Finance Podcast

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The Importance of Considering Interest Rates and Investment Returns

This chapter discusses the importance of considering interest rates versus investment returns when making financial decisions, using examples of paying off a house with a 3% interest rate and investing in an S&P 500 index fund with returns between 7% and 10%. It also highlights catch-up contributions, retirement savings, and diversifying investments.

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