Navigating Investment Risks and Taxes

This chapter delves into a caller's financial portfolio, highlighting the significance of diversification and the implications of capital gains taxes. The speakers share insights and experiences on balancing investment risks and tax strategies while advocating for prudent investment practices.

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🎟️ The Ramsey Show Live Tour: Tell us where we should go next!

Dave Ramsey and Dr. John Delony answer your questions and discuss:

"My wife and I aren't on the same page financially. At what point should I open a separate bank account that I can manage?"
"I feel insecure only having $1,000 in my emergency fund while I'm in Baby Step 1..."
"My husband hid credit card debt from me again. How do I protect myself from his out-of-control spending?"
"Was taking out a $100,000 loan to buy cattle a bad idea?"
"What should I do with my stock that has grown to $1.8 million?"
"Should we accept a $100,000 gift from my parents?"
"What's the best way to invest?"
"I'll be graduating med school with over $200,000 of student loan debt. How do I pay them off while investing in a Roth?"
"Is this trend of people selling their houses for RVs healthy?"
"How do I repair my marriage and get out of debt?"
"Should I confront my mother about using my 529 to pay for an exchange student's college instead of my tuition?"