How Much Should You Spend on Your Needs?

Courtney: I try to stick to this 50, 30, 20 and it's a great goal. But living in San Francisco, working through student debt, it's not always the case that I make that. So one thing you can do is kind of sit down and reanalyze your expenses. Sean: Never make a rash financial decision. Courtney: When I feel like I've had a lot of spending leakage, I switch to an all cash diet.