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What Percentage of Your Retirement Savings Should You Have in Traditional IRA vs. Roth?

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Strategizing Retirement Savings: The Case for Tax-Free Accounts

This chapter challenges the traditional 50-50 split between tax-deferred and tax-free retirement accounts, advocating for a greater emphasis on tax-free options like Roth IRAs. It provides insights into how future tax trends may affect retirement savings, along with tailored recommendations for optimal account allocation.

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