The Eight Questions Ask a Financial Advisor About Insurance Agents

You should not even be thinking about these types of products until you've done your Roth, HSA, till you've maxed out your other retirement options in your 401k and 403b. You need to get laid side by side and say, does this product make sense for me or just a regular taxable after tax brokerage account? Just ask those questions. Why not just be transparent, find out what's going on. I think that will help you make the better decision.