I think because I've been there, I have more empathy than I probably should for those people that really feel for them. So when I have friends who go through that, like I always try to consult them. Obviously, what they really need is money for the most part. But I remember saying no to one friend because he didn't have a plan. Like this isn't going to work. It just doesn't mathematically add up. Trying to set them right in that regard is something that like I feel obliged to do, especially for friends.

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