Planning for Disasters and Disruption

I think that things in the united states are really not that bad, and i don't think they're really going to be that bad. I see this as the fundamental reason why, why do i talk so much about disaster planning? As i see it, it's so that you can go on and ignore the disasters without a sense of without worrying about things so much. And by planning for disasters and disruptions, it puts a sense of stability in your life that allows you to keep building for what you want to actually have.