
How Should Spouses Claim Their Social Security Benefits?
Retirement Answer Man
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How to Build a Core Portfolio
If all of your money, let's say the whole million is invested in these 31 stocks and ETFs, management be damned. Do you still need to have 31 of them? You really don't, Brian. That upside portfolio, if it has a target allocation of 70% stock and 30% bonds, you can actually buy a single fund that will give you that allocation over time. So how many investments do you actually need? I would say four is enough,. especially if you're buying a core where, say, if you buy a core international, it's already going to have a sleeve with emerging markets, et cetera.
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