How Many Homeowners Are Sheltered From Rate Shock?

Barry Habib, Fannie Mae board member, CEO of MBS Highway, and 4-time Crystal Ball Award winner joins Byron Lazine, Tom Toole, and Lisa Chinatti to discuss Habib’s appointment to the Fannie Mae board, housing affordability, adjustable-rate mortgages, and the Fed’s flawed inflation data. Habib explains why home prices won’t crash, how demographic trends are driving long-term demand, and why he expects rates to drop below 6% in the next six months.🔑 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx👉 𝐌𝐨𝐬𝐚𝐢𝐤 is the premier client experience platform, picking up where CRMs leave off, spanning search, transaction management, and client retention. It’s everything you need to showcase your value, build client loyalty and drive referrals. BAMx members now receive Mosaik as part of their membership! One-time activation fee applies. Access is limited by market: https://www.skool.com/bamx/classroom/387ce2ae?md=3f3235450b3a4b8ca93413310d85a799 🔔 Subscribe to Knowledge Brokers Podcast today: https://www.youtube.com/@knowledgebrokerspodcast?sub_confirmation=1 🔗 Resources:https://barryhabib.com https://www.cnbc.com/2025/10/08/borrowers-head-back-to-riskier-mortgages-looking-for-any-potential-savings.html ⏰ Timestamps coming soon!———✅ Stay Connected With Us — 👉 Connect with Byron Lazine: https://www.instagram.com/byronlazine 👉 Connect with Tom Toole: https://www.instagram.com/tomtoole3rd/ 👉 Connect with Lisa Chinatti: https://www.instagram.com/lisachinatti/👉 Connect with Barry Habib: https://www.instagram.com/iambarryhabib/ ———BAM delivers real estate news, education, and entertainment with nonstop original content from an unmatchable line-up of industry personalities and top producers. 🔔 Subscribe to the BAM YouTube channel: https://tinyurl.com/aatxhaka 📩 Subscribe to BAM Newsletter: https://mailchi.mp/nowbam/the-best-newsletter-in-real-estate 🧐 Check out BAM: https://nowbam.com/ ———🤝 BAM PARTNERS𝐑𝐞𝐦𝐢𝐧𝐝𝐞𝐫𝐌𝐞𝐝𝐢𝐚: Tired of spending your hard earned money on marketing you know never makes it past the trash can or spam filter? Imagine getting texts and calls thanking you for your marketing. That’s what we do for you → https://remindermedia.com/bamsample/ 𝐙𝐨𝐨𝐝𝐞𝐚𝐥𝐢𝐨: Instantly connect your leads and clients with a menu of cash offers and selling solutions. Use code BAM for 15% off at zoodealio.com. Or join BAMx and get access for free! → https://www.skool.com/bamx/about 𝐙𝐢𝐥𝐥𝐨𝐰 𝐒𝐡𝐨𝐰𝐜𝐚𝐬𝐞: Say hello to Zillow Showcase. Highlight your best to sellers and outshine competitors with its design to not exceed 10% of listings in your market. https://grow.zillow.com/showcase 𝐒𝐮𝐦𝐦𝐢𝐭 𝐕𝐀 𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬: Leverage your business with a REAL ESTATE-TRAINED Virtual Assistant → https://www.summitvasolutions.com/byronlazine-referral 𝐏𝐫𝐨𝐩𝐒𝐭𝐫𝐞𝐚𝐦: The most trusted provider of comprehensive real estate data nationwide. Try it FREE → https://trial.propstreampro.com/bam/ ———#BarryHabib #FannieMae #jeromepowell