Take advantage of the really great resources that are out there. We have a wonderful system for public companies. You can go on and you can look at filings im on our edgar system, and you can learn all about a company before you invest in it. Read your disclosures for your mutual funds. Take a look to understand what the fees are that you're incurring. Fees are so important, because when we you're giving somebody one per cent, it doesn't sound like a lot, unless your return is four per cent. And then it's one of four points, which means it's twenty five per cent. That was another blessed i had to learn the hard way as a poor