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618 what not to do in a rising interest rate environment + more

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The Risk-Free Return of Leverage

The NAB equity builder is a product that you can borrow. I think you could have borrowed minimum for 20 grand to invest in shares. Now, are you getting a year-on-year return of 8% to 9% from equities? Not sure. So you just have to be acutely aware of leverage. And even with your property purchasing, can you slow down and wait a little bit?

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