Rethinking Employee Health Benefits

In this episode, Halle speaks with Dave Chase, co-founder and CEO of Health Rosetta, who is on a mission to end the 30-year heist of stolen income from the working middle class. He’s working to popularize a new parallel economy: community-owned health plans (COHPs). Dave explains how these plans aim to transform healthcare from a driver of debt and bankruptcy to a driver of well-being and wealth.

We cover:

• The structure and benefits of community-owned health plans (COHPs)
• How these plans can reduce healthcare costs while improving care quality
• The role of primary care, including direct primary care models, in reshaping healthcare delivery
• Challenges with the current employer-based health insurance system
• Recent legal developments pushing for change in employer-sponsored health plans

Dave shares insights on how community-owned health plans can address issues like misaligned incentives, inefficient spending, and poor health outcomes. He also discusses the potential for these models to redirect healthcare savings into community investments, ultimately improving social determinants of health.

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