Unsustainable Home Insurance and Climate Change Impacts

Exploring the challenges of the home insurance industry's sustainability in various states, this chapter covers insurance deserts, federal flood insurance program criticisms, and complexities of federal involvement in flooded communities. It delves into specific issues like the situation on the Massachusetts coast and the impact of unexpected weather events like the Iowa wind event. The conversation also addresses the broader implications of climate change on insurance governance and the need for mitigation efforts by both governments and individuals.