Tip of the Week: Add Virtual Card to Wallet

Episode 138 of the Award Travel 101 podcast opens with Angie Sparks and Mike Zaccheo discussing a highlight post from member Luis, who was abruptly shut down by Amex with over two million points at stake. The community debated the best redemption strategy—ranging from Delta (discouraged) to BA, Aeroplan, or spreading across multiple programs including Hilton. News updates included Capital One removing Priority Pass restaurant benefits from Venture X Biz cards, a Chase 20% Flying Blue transfer bonus, and Southwest rolling out free Wi-Fi for Rapid Rewards members. They also highlighted multiple transfer bonuses across Hilton, Marriott, and Virgin and reminded listeners of tools like the Transfer Bonus Calculator.

The main topic centered on Hilton Honors, with Angie pointing out positives like Hilton’s large global footprint, easy paths to status via co-branded Amex cards, and its uncapped free night certificates (FNCs)—which remain among the most flexible in the industry. Mike countered with drawbacks, noting significant devaluations in 2025, with standard awards now topping 250,000 points per night at premium properties. Benefits can feel weaker than other chains, particularly in the U.S. where breakfast is replaced by limited food and beverage credits and parking fees still apply on award stays. They reviewed Hilton’s four credit card options, their earning rates, elite benefits, and statement credits, as well as the frequent buy-points promos and Amex transfer bonuses.

The tip of the week covered how to generate and add an Atmos virtual card to Apple Pay using the BOA app, offering a workaround for those still waiting on their physical cards. Overall, the episode balanced community highlights, industry news, and a deep dive into Hilton’s strengths and weaknesses for travelers navigating the ongoing devaluation landscape.

Links to Topics Discussed

• Capital One Venture X Business Eliminates Priority Pass Restaurant Benefit
• Chase to Flying Blue Transfer Bonus
• Southwest Free WiFi
• Hilton Honors Devaluation

Where to Find Us

1. The Free Award Travel 101 Community.
2. To book time with our team, check out Award Travel 1-on-1.
3. You can also email us at 101@award.travel

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