Avacado Trees

If i can buy a 25 dollar fruit tree, and it's not going to produce much for me in the first couple of years, but then this tree may have a life span of 20, 30, forty, 50 years. And i know that avacatos are usually a couple fruit at the local fruit stand. That is a huge return on investment. So to me, spending a hundred dollars on four avacato trees is exactly and should be part of the investment decision. Should i put a hundred dollars into my cash value life insurance policy, or should i put a 100 dollars into apple stock? Or i'm always gong to use apple stock as the example. I don't