Should You Buy an I Bond?

The question really becomes, should you be purchasing an I bond if you haven't already purchased your maximum for the 6.89 annualized or the 3.5% actual yield? And I have to tell you in the majority of cases, I wouldn't be doing it. For those of you who purchased I bonds at 7.12 annualized and or 9.62% annualized, are you kidding you are not going to sell those? You are just going to keep them. It's just ridiculous. Leave your money there unless it is a true emergency and you need to take it out.