The Ultimate Level

i don't think this neessary means that you're obligated t stay at like the nicest hotels and always fly first class. It's just that you can do whatever you want, dependin on the experience you're looking for. The giving pledge is a commitment by the world's wealthiest individuals and families to dedicate the majority of their wealth to giving back. And i think there is a fifth level where people say they are able to give away most of their wealth over their lifetime. This is what butterfield consider the ultimate level.