What Happens When Banks Lender?

Jeffrey Saxon, Peter Boon made the wrong assumption that you have to sell your land to get the money. And actually what you do is you use your land as collateral and you borrow money from the banks. What happens then is not what the textbooks tell you because they say banks are financial intermediaries who lend out existing money. No, I also realized this is new money creation - when a bank gives out a loan,. it's actually adding new money to the money supply that didn't exist before. When I prove this later, 97% of the money supply is created in this way.