17min chapter

Real Vision: Finance & Investing cover image

Was the Rate Cut Enough? ft. George Goncalves

Real Vision: Finance & Investing

CHAPTER

SMEs and the Credit Conundrum

This chapter explores the critical role of small and medium enterprises (SMEs) in the U.S. economy and the significant challenges they face in accessing affordable credit amidst rising interest rates. It highlights the stark contrast in borrowing conditions between SMEs and larger corporations, emphasizing the widening gap in the cost of capital exacerbated by recent banking instability. The discussion also delves into the implications of credit availability on job growth and the economic landscape, underscoring the need for a nuanced approach to monetary policy.

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