Paisa Vaisa with Anupam Gupta cover image

BNPL and Hidden Costs with Dvara Research

Paisa Vaisa with Anupam Gupta

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What Is the Cost Sharing Between the Lender and the Customer?

There are processing fees, which can either be flat or meaning it's a lumpsome fee. Other costs also can vary between zero and 500 rupees,. And the other thing is that these are all predefalt costs, by the way. So this is at the time that the loan is being applied for and dispersed. These are all of the costs that the customer can hope to pay for this product. But in some ways, the b and peal model is a little opaque. You know, i don't think even the regulator quite understands what is the nature of the contractual arrangement between the provider, the beanpaal provider, and the back end lender.

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