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The Problem With the Federal Home Loan Bank System
Mortgage-related generators today are not part of that system, right? Because they can't. The federal loan bank system takes securities as collateral. These guys don't have the collateral. They post the collateral to get their lines of credit. So is my... Is that more of a concern to you than the consumer credit? Oh. I'm still more concerned about the consumer. You would agree. And then we'll call it a podcast. Go for it.