Samillion: We opened the account on my wife's name. And you can transfer shares as well. At the time, it will probably come at a fee. But I don't want that to drive my decision because there are probably one or two banks in your way. You can open something for the kids, but I haven't found a proper broker with low fees where I can do this. So, in that case, I still want to be in the game for my kids. If it comes a little bit at a cost, I don't know it in inheritance tax or gift tax. Then so be itBecause the alternative is not doing anything for your children. He says he has