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How to Start a Financial Plan, with Tom Gardner and Amanda Kish
Motley Fool Money
Equity Versus Cash Bond Allocations
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The biggest and most important a decision is really that equity versus cash bond allocations. People don't want to think about cash or bonds, they see that as a sunk cost because bonds aren't returning anything. But that's really the primary mechanism we have for managing risk. Someone who is younger, mor visk tolerant will have a lot more in the stock market,. versus someone who is retired may have a little bit more on the safety side.
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