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165 | Do You Need a Budget? | YNAB

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The Fourth Rule Is Critical

If you earn money yesterday, let it live a little before you send it off. And then our fourth rule, we just want you to build up a little bit of a buffer. You spend money that you didn't earn yesterday, spend money you earned 30 to 60 days ago. We call it your age of money. But in reality, it's just like, listen, get yourself some breathing room.

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