Should Young People Save for Retirement? - 401
Your Money, Your Wealth
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Is the Roth IRA the Best Way to Go?
If you're going to use the money yourself or give it to nieces and nephews, a rough conversion isn't really that important. You'll never pay taxes on the R&B. And then if the beneficiaries at charity, then they're not going to pay taxes when they inherit it. However, if you want more cash flow or if you want to have to build, you know, because she's taking half of the R-B and she's putting half in a brokerage and half not.
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