Everyone wants passive income but when should it actually be the goal, and what really works once you get there?
Bryce and Ren sit down with their trusted adviser Matt Ingram (Northhaven Financial Management) to cut through the hype. From dividend ETFs to bonds, covered calls, private credit and property, Matt explains how advisers actually think about income.
In this episode:
00:33 Passive income: why everyone wants it
02:07 Balancing the right goal and timing
09:07 The VHY debate: dividends now vs growth first
12:10 Ranking income options: cash, bonds, covered calls & private credit
27:07 Property as “income”: the yield illusion
29:41 Building an income portfolio, tax realities & advice for 20s–40s
📈 Mentioned in this episode:
Vanguard Australian Shares High Yield ETF - VHY
First Trust Smith Opportunistic Fixed Income ETF - FIXD
Betashares Australian Composite Bond ETF - OZBD
iShares Core Composite Bond ETF - IAF
Betashares Australian Investment Grade Corp Bd ETF - CRED
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