5min chapter

Moody's Talks - Inside Economics cover image

Economic Potpourri

Moody's Talks - Inside Economics

CHAPTER

Navigating the Optimal Personal Savings Rate

This chapter explores the implications of the current low personal savings rate, debating its effects on consumer spending and financial stability. The hosts argue for an optimal savings rate of 5% to 10% in the context of potential economic challenges and changing social safety nets.

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