02.16.23 Speculation Vs Real Investing / Beware Fake Shopping Sites
The Clark Howard Podcast
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Can I Contribute to a Roth IRA?
Congress has these phase outs on doing Roth IRAs. It's to keep all the wealth in the country flowing just to a small percent of the population. You could do what you said where you do part pre-tax traditional 401k and Roth 401k and then remain eligible for the Roth IRA. And as long as that works for you, keeps you below the threshold. If you don't have an account with fidelity, you could open a fidelity one and do the fidelity zero.
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