Can You Save Too Much in an HSA Over Time?

Daniel: Can you put too much in an HSA over time? Maxing it out and investing it over your entire career could be millions of dollars just for health expenses, right? Daniel: The average retiree spends $250,000 in retirement on medical expenses. If I'm doing almost $8,000 a year every year in a HSA and I invest it well and it grows, he's right. It could be six figures, maybe even seven figures one day. So yeah, maybe your HSA builds up and maybe it turns into a seven figure account.