I think, jerome pal they are raising interest rays. It sax to be a grown up. We had a 13 year party. The last ministration flooded the market overdid it with stimulus. Was irresponsible. And i'm the grown up here. My legacy is to do what's right for future generations. And we 're goingto raise interest rates, and we're going to make difficult decisions. I got a mortgage when it was three and i'm very thrilled. But looking back on this, you're going o realize we we made the hard decisions that the last administration wasand wasn't willing to make.