Pocket money, compounding, and investing for kids – with Pearler’s Ana Kresina
Australian Finance Podcast
Long-term habit: making saving automatic
Gemma describes her 50% rule for gifts into shares; Ana praises high saving rates while suggesting flexibility as kids age.
Today, your host Gemma Mitchell is joined by Ana Kresina from Pearler — two-time author (Kids Ain’t Cheap and How to Not Work Forever) and co-host of the Get Rich Slow Club podcast. Together, they unpack how parents can raise money-savvy kids and start teaching investing early.
Ana shares practical ways to make money lessons fun, age-appropriate and aligned with your family values, without overwhelming yourself in the process.
In this episode we cover:
– Why starting young matters: compounding, habits, and building confidence around money
– Is there such a thing as too young? Teaching kids at different ages
– Pocket money — yay or nay? Should kids earn it or just practice with it?
– Everyday lessons at home: shopping, saving, delayed gratification
– How to make money fun, not scary, with games and apps
– Avoiding overwhelm as a parent (and why you need your own oxygen mask first)
– Mistakes to avoid when teaching kids about money
– Should kids choose investments, or should parents do it behind the scenes?
– Linking money lessons to family values like giving and sustainability
– First steps you can take today to start your kids’ money journey
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Resources for this episode
Buy Gemma’s book “The Money Reset”
Ask a question (select the Finance podcast)
Show partner resources
Join Pearler using code “RASK” for $15 of Pearler Credit
Get 50% off your first two months using PocketSmith
View Betashares range of funds
Rask resources
Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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