
Finance OS: Budgeting
The Meaningful Money Personal Finance Podcast
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Essential Costs of Living
Use your bank statements to work out what it is you have been paying. So obviously the essentials are Maslow's hierarchy of needs and all that, plus a bit. You've got to eat, right? How much does that cost you? Now, this is eating at home,. not sort of three takeaways a week. Right? We're talking sort of just enough to eat and make sure we don't die of hunger, right? Second one's shelter. You're either paying rent or a mortgage. Unless the mortgage is gone, obviously. Then you've got the add-ons, things like house insurance, water, heat, light cancel tax. The stuff that you have to
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