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2023 Investing Blueprint

Motley Fool Money

What Does the Current Landscape Tell You About Safe Withdrawal Rates?

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The future returns for stocks, bonds and cash are more attractive than they've been in the last few years. Morningstar issued a report last year saying the safe withdrawal rate should actually be just 3.3%. Now though, looking forward, rates are higher,. stocks are cheaper, not cheap, I would say, but fairly valued.

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