Is There an Expression of Wish in Your Pension?

Expressions of wish, as you said, ar very often missed anot. It's one of the first things we check if a new client comes to us. And when you look at pension values these days, they can be massive. They can suddenly find you've got a half million pound pension pot that doesn't even touch your estate. Your spouse or partner can go to the pension company and have that paid out quickly.