84. “We spend 98% of what we make—but we refuse to change our lifestyle”
Money For Couples with Ramit Sethi
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Manage Your Money by Focusing on Five Really Important Big Things
Many people feel like they can't afford to do the things that they claim they want to do. They've made a series of episodic one time decisions, and trapped themselves in what has become the American nightmare. The real wealth is created in a couple of areas: designing your rich life,. Your fixed costs, your savings rate, your investment rate, and your guilt free spending.
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