How to Set a Budget

Daniel: The very first thing you need to do before you ever actually start setting a budget is To start tracking your expenses. You can write this in a ledger or go on to excel spreadsheet and Google sheets. Here's what I caution you not to just download an app and Start doing it that way. It's taking some work if it was easy everyone would be doing it came back from the run realized I need to start before I ever develop a budget. Daniel: If you're just getting started or you've got things and subscriptions and yada yada and you don't know where your money's going starting in the new year start tracking those expenses.