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Seth Rosenberg | Bringing DeFi Lending Mainstream
Greymatter
3 Ways to Enable Unsecured Personal Loans on-Cash
The current state of DFI lending is pooled faults where borrowers and lenders get the same terms predefined by protocols. To enable unsecured personal loans on-chain, we need to build tooling that allows individuals to link their real-world identity,. credit scores, assets, and income to their wallet address in a privacy-preserving way. Some companies building in this space are spectral, which says on-chain credit scoring. And 3. Enabling complete user control over data.
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