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The tools we use to budget

Get Started Investing

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How to Track Your Expenses

Ren says he doesn't do any tracking of actual expenses, if that makes sense. He just looks at what is his income for the fortnight and then every number in there relates to his pay cycle. Income comes in, no questions asked expenses are broken into three accounts. The final bucket is an emergency fund which has short term savings and long term investing. Ren: "I have a calculator here that will tell me what I need to put away every single week"

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