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954: How to Transfer Money from a 529 to a Roth IRA (for you OR your child)

Radical Personal Finance

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How to Make Roth IRA Contributions

From now going forward, we can ignore the modified adjusted gross income limits necessary for someone to make Roth IRA contributions. The money that's going into a Roth IRA has to have been left alone for five years. It can't be contributions within the last five years, but there's no limitation on who can make the contribution.

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