My Brother, My Brother And Me cover image

MBMBaM 259: Birthday Surprise Hole

My Brother, My Brother And Me

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Credit Card Debt Consolidation

Justin got a credit card when he was 16 years old. He used it to pay his tuition at marshall and buy books, which is what he told the woman who gave him the card. Justin stopped paying because he realized he wasn't going to be able to keep up with repayments. The debt consolidation company said they would take care of your debt for pennies on the dollar if you just stopped paying. Justin didn't do anything but get angry phone calls from people trying to collect tax money that should have been paid in full.

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