The Future of Financial Planning Advice

There are some, shall we call them, row-bird advisors who are toying with the idea of doing telephone advice already. I don't believe we're going to be on our own in let's say, two years time,. definitely in two years time. Maybe there's a little bit of a lag before everybody else starts to catch up. We also offer guidance sessions below advice, if all you want to do is have a conversation as to whether you understand what you think you know correctly - without actually giving advice. It may be money driven, it may be confidence driven, where they just go, do you know what, the price that you're asking me to pay for this,